Add items to your basket and proceed to checkout.
Select from the finance options available.
Complete the Deko application form. You will receive an instant decision.
Pay your deposit.
Receive your order.
You will only be considered for finance if you:
Your total order value must be £300 or over.
Yes, interest-free finance is available for all orders over £750.
Yes, you'll need to pay a deposit by credit or debit card when you place your order. For interest-free finance, it is 25% of the total order value, and for all other finance options it is 15%.
Yes, Deko performs a soft credit check and only once all security checks have been completed and your deposit has been paid will a hard credit check be made, which is recorded on your credit file.
Shopping on finance may affect your overall credit rating. You can check with credit reporting agencies if you have any queries about your credit score before placing an order with us.
You'll still have the option to continue with a credit or debit card, PayPal or bank transfer to complete your order.
Your first Direct Debit payment will be taken approximately 14 days after you receive your order. This will show on your statement as a payment to your lender Omni Capital. You can request to change your monthly payment date after the first payment has been made by contacting Omni Capital and speaking to their customer services team at 0333 240 8317.
All payments will be refunded via the original payment method used when placing your order.
You can return an item for any reason, free of charge, as long as you let us know within 30 days of receipt and it’s in its original condition. Where possible, please return items in their original packaging.
If you wish to return your item please see our returns page.
You’ll be able to manage your account and any active loans by contacting your lender Omni Capital directly and speaking to their customer services team at 0333 240 8317.
If you have an active application, i.e. monthly payments have started, and any queries about your finance, contact your lender Omni Capital directly and speak to their customer services team at 0333 240 8317.