Please wait...
Please wait...
Please wait...
COVID-19 — It's business as usual
Please note we are continuing to operate as usual - deliveries and returns are unaffected. However, we are experiencing high call volumes, if your call is not answered immediately please be patient and we will answer as soon as possible. You can also contact us by email or live chat.

What you need to know

  • To apply for finance you must be in full or part-time employment, retired or in receipt of an allowance, your application must be in your name only, and delivery must be to your registered address - we cannot deliver to an alternative address.
  • We offer finance through Klarna.

How to apply:

  1. Add the items to your basket and proceed to checkout
  2. Select from the finance options available. View our finance options
  3. Continue to pay and complete the Klarna application form. You will receive an immediate answer and, if succesful Klarna will take your deposit.


  • PLEASE NOTE - If you require delivery in time for Christmas and are paying by finance, the items must be in stock and you must complete the finance application, and pay your deposit, by Friday 15th December.
  • If your application is declined you have the option to continue with the order by paying by card
  • We can only reserve your items once your finance application has been approved and your deposit paid
  • You have the right to withdraw from your credit agreement within 14 days following receipt of the executed agreement. Full details on how to do this will be included in the agreement

Representative example: £1000

Plan APR Deposit Monthly repayment Number of repayments Total to pay
12 monthsMinimum order value £300 14.9% £150 (15%) £76.31 12 £1,065.68
24 monthsMinimum order value £300 14.9% £150 (15%) £40.80 24 £1,129.17
12 months - interest freeMinimum order value £750 0% £250 (25%) £62.50 12 £1000.00
18 months - interest freeMinimum order value £1000 0% £250 (25%) £41.67 18 £1000.00
Furniture Choice Limited acts as a credit intermediary and offer credit products provided exclusively by Klarna Bank AB (publ). Klarna Bank AB (publ) is Authorised by the Swedish Financial Services Authority (Finansinspektionen) and is subject to limited regulation by the Financial Conduct Authority. Details about the extent of our regulation by the Financial Conduct Authority are available from us on request. Finance is only available to permanent UK residents aged >18, subject to status, terms and conditions apply. Registered office: Sveavägen 46, 111 34 Stockholm, Sweden. Corporation ID number: 556737-0431.


Are all your products available on finance?

Yes, you can apply for finance on any item as long as the order total is above £300.

Do you offer interest-free finance options?

Yes, interest-free finance is available for orders with a minimum value of £750.

Will shopping on finance affect my credit score?

It may affect your overall credit rating. We recommend checking with credit reporting agencies if you have queries about your credit score before placing an order with us.

What methods of payment do you accept?

Visa, MasterCard, Maestro, Solo, and PayPal. We offer finance through Klarna, and you can also pay by BACS – just call us to reserve the products while we wait for your payment to clear.

How does Klarna work?

With Klarna, you can receive your items first and pay for them later. You’ll have 30 days to start making payments after your purchase and if you decide to return your items within the month, you’ll pay nothing. If you’re happy with your order and decide to keep your items, Klarna also gives you the option to pay in instalments.

Can I order over the phone?

Yes, of course. Simply call us on 0333 015 0000.

Is it safe to order over the internet?

Yes. Our website is secure and all sensitive information is encrypted.