Apply For Finance
We have a range of finance options to choose from to help you spread the cost of your new furniture.
The minimum order value is £300 and you must pay a 10% deposit.
You or your partner must be in full time employment, unless you are retired, your application must be in one name only, and delivery must be to your place of residence - you cannot select an alternative delivery address.
The repayment amount is displayed across our web site as a price per week however the repayments are made monthly.
To apply for finance follow the simple instructions below.
- Add the items you wish to order to your basket and proceed to checkout
- At checkout select the finance option you would prefer
- Answer the finance questions, including address, employer details, salary
- Your finance application will then be processed within 2 working days
- Your items will be reserved while we process your application
- If your application is successful we will phone you to take a 10% deposit
- Your finance agreement will then be sent to you to sign and post back to us. We will then forward them onto the finance company.
- Once the finance company receives your completed forms we will call you to book delivery
- You have the right to withdraw from your credit agreement within 14 days following receipt of the executed agreement. Full details on how to do this will be included in the agreement.
- Buy Now Pay Later (pay nothing for 12 months and then 36 monthly payments at 29.9% APR. Or settle the full amount within the first 12 months and only pay a £29 settlement fee.)
Buy Now Pay Later: Cash price of goods £1000, £100 deposit then nothing to pay for 12 months, total amount of credit £900, then either settle £900 in 12 months time or pay £46.37 per month for 36 months, interest rate 21.37% fixed, total amount payable £1769.32, 29.9% APR Representative.
- 24 month interest bearing loan at 19.9% APR
Example: Cash price of goods £1000 less a £100 deposit, total amount of credit £900, pay £45.06 for 24 months, interest rate 10.08% fixed, total amount payable £1181.44, 19.9% APR Representative.
- 36 month interest bearing loan at 19.9% APR
Example: Cash price of goods £1000 less a £100 deposit, total amount of credit £900, pay £32.67 for 36 months, interest rate 10.23% fixed, total amount payable £1276.12, 19.9% APR Representative.
- 60 month interest bearing loan at 19.9% APR
Example: Cash price of goods £1000 less a £100 deposit, total amount of credit £900, pay £23.00 for 60 months, interest rate 10.67% fixed, total amount payable £1480.00, 19.9% APR Representative.