Finance

We offer both interest free and interest bearing finance, just select the option that’s right for you in the checkout. If you have any problems or questions please call us free on 0800 035 0070 or email us at info@furniturechoice.co.uk

What you need to know

To apply for finance you must be in full time employment, your application must be in your name only, and delivery must be to your registered address - we cannot deliver to an alternative address.

How to apply...
  1. Add the items to your basket and proceed to checkout
  2. Select the finance option you want Details
  3. Complete your order and you will receive an email from Pay4Later within 24 hours
  4. Click on the email link and complete the finance application within 5 days of receipt, if successful Pay4Later will also take your deposit
  5. We will then call you to arrange delivery
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  • We can only reserve your items once your finance application has been approved and your deposit paid
  • If your application is declined you have the option to continue with the order by paying by card
  • You have the right to withdraw from your credit agreement within 14 days following receipt of the executed agreement. Full details on how to do this will be included in the agreement

PLEASE NOTE - If you require delivery in time for Christmas and are paying by finance, the items must be in stock and you must complete the finance application, and pay your deposit, by Wednesday 16th December.

Interest bearing: Minimum order value £300 and 10% deposit

12 months classic credit (14.9% APR)

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  • Representative example:
    Consumer spend: £1,000.00
    10% Deposit: £100.00
    Advance: 969.55
    Monthly Repayment: £80.80
    Number of repayments: 12
    Total Payable: £1070.00

24 months classic credit (14.9% APR)

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  • Consumer spend: £1,000.00
    10% Deposit: £100.00
    Advance: £1136.77
    Monthly Repayment: £43.20
    Number of repayments: 24
    Total Payable: £1137.00

Interest free: Minimum order value £750 and 25% deposit

12 months interest free credit

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  • Representative example:
    Consumer spend: £1,000.00 25% Deposit: £250.00
    Advance: £750.00
    Monthly Repayment: £62.50
    Number of repayments: 12
    Total Payable: £1000.00