Apply For Finance
We have a range of finance options to choose from to help you spread the cost of your new furniture.
See ‘Finance Options’ to see the options available.
The minimum order value is £300 and you must pay a 10% deposit.
You or your partner must be in full time employment, unless you are retired, your application must be in one name only, and delivery must be to your place of residence - you cannot select an alternative delivery address.
To apply for finance follow the simple instructions below.
- Add the items you wish to order to your basket and proceed to checkout
- At checkout select the finance option you would prefer
- Hitachi Finance will send you an e-mail with a link within 24 hours
- Click on the link and complete the finance application within 5 days of receipt
- Your items will be reserved whilst your finance application is processed
- Hitachi Finance will notify you by e-mail to confirm whether your application has been successful
- If your application is successful we will phone you in order to take a 10% deposit
- We will phone you to arrange a delivery date
- If your application has been declined you have the option to continue with the order by paying by credit/debit card, otherwise your order will be cancelled
- You have the right to withdraw from your credit agreement within 14 days following receipt of the executed agreement. Full details on how to do this will be included in the agreement
- Buy Now Pay Later (pay nothing for 12 months and then 36 monthly payments at 29.9% APR. Or settle the full amount within the first 12 months and only pay a £29 settlement fee.)
Buy Now Pay Later: Cash price of goods £1000, £100 deposit then nothing to pay for 12 months, total amount of credit £900, then either settle £900 in 12 months time or pay £46.37 per month for 36 months, interest rate 21.37% fixed, total amount payable £1769.32, 29.9% APR Representative.
- 24 month interest bearing loan at 19.9% APR
Example: Cash price of goods £1000 less a £100 deposit, total amount of credit £900, pay £45.06 for 24 months, interest rate 10.08% fixed, total amount payable £1181.44, 19.9% APR Representative.
- 36 month interest bearing loan at 19.9% APR
Example: Cash price of goods £1000 less a £100 deposit, total amount of credit £900, pay £32.67 for 36 months, interest rate 10.23% fixed, total amount payable £1276.12, 19.9% APR Representative.
- 60 month interest bearing loan at 19.9% APR
Example: Cash price of goods £1000 less a £100 deposit, total amount of credit £900, pay £23.00 for 60 months, interest rate 10.67% fixed, total amount payable £1480.00, 19.9% APR Representative.
- NEW – 12 months interest free (0% APR)
The following items are available for interest free credit:
All divans over £400
All sofas over £1000